With the rise of online courses available, it's difficult and often times tempting to spend $$$ on your next purchase. Buying online has become so easy especially when it's just a click away. The idea for this blog-post came to me when I realized that due to quarantine, people around the world are stuck at home. And the notifications are just pouring in from online course generators in the name of 'personal growth.' Now, I'm not saying all of them are wrong, but it's better to not be bombarded with such messages; I've unsubscribed from many email lists for the same reason. With the number of online courses available, it’s hard to know which ones are worth buying. Perhaps the best financial move I've ever made in my life is to get that sense of impulse under control. That's not to say that occasional spontaneity is bad - it's not and it can be quite fun - but that routine impulsiveness with one's money leads directly to financial ruin. So, how did I get this sense of impulsiveness when it comes to money under control? For me, the most useful strategy was to mentally adopt a routine where I strongly question every single purchase that I make. If I'm considering spending money on something that isn't very clearly a need (like very basic food staples) or an already-considered routine buy (like the type of hand soap that I buy whenever we need a refill), I question it. Now the above method isn't unhealthy, but it won't apply to everyone. There needs to be a strategic way which can help you whilst making decisions. That's why, I'm here 😉 <3
